Veterans and active-duty military members have access to one of the strongest mortgage programs available today.

A VA loan offers significant advantages that can help qualified buyers achieve homeownership with less money upfront.

What Is a VA Loan?

VA loans are backed by the U.S. Department of Veterans Affairs and are available to eligible veterans, service members, and some surviving spouses.

Major Benefits of VA Loans

Advantages may include:

• Zero down payment
• No private mortgage insurance (PMI)
• Competitive interest rates
• Flexible qualification guidelines
• Lower closing costs

Who Is Eligible?

Eligibility typically depends on:

• Military service history
• Length of service
• Discharge status

A lender can help determine your eligibility and obtain your Certificate of Eligibility (COE).

Why Veterans Love VA Loans

The ability to purchase a home with little to no money down often makes VA financing one of the most valuable benefits available to veterans.